Earlier this week, as the Supreme Court continued to mull over which of the four legal challenges to the health reform law they will choose to tackle, I found out that, in fact, there could be a “silver lining” to the repeal of the individual mandate—the requirement that all Americans purchase health insurance.
In a post on Politco, Jennifer Haberkorn writes that some “Democrats and supporters of the law” believe that if “the least popular part of the law goes away, they think what’s left could become stronger and more popular with the public.”
If the demise of CLASS has any greater meaning, perhaps it will serve as a wake-up call for Americans that we need an enduring solution to the long-term care problem. The CLASS legislation, part of the Affordable Care Act, would have created a voluntary, long-term care insurance program that could eventually provide a modest benefit to its enrollees—up to $75 per day to help pay for assistance in carrying out daily activities, a health aide, medical supplies, or to help defray the yearly costs of living in a nursing home.
Sen. Orin Hatch (R-UT) called it a “Ponzi scheme,” President Barack Obama held it up as a testament to the work of Ted Kennedy who wanted to ensure that the elderly and disabled would be able to afford help with simple activities of daily living; Rep. Phil Gingrey (R-Ga.) simply called the program “insolvent.”